Colleges That Offer No Loan Financial Aid

Some colleges offer no loans to students.

Colleges That Offer No Loan Financial Aid

Harvard University

Harvard University is one of the most prestigious colleges in the world. Harvard is a private Ivy League research university in Cambridge, Massachusetts. Undergraduates can choose from more than 230 bachelor’s degrees and 117 advanced degrees across three divisions: Arts & Sciences; Engineering & Applied Sciences; and Continuing Education. The school has an undergraduate enrollment of 5,700 students with a 9:1 student-faculty ratio, as well as 10 graduate schools that award over 50 doctoral degrees annually.

Harvard’s undergraduate program alone comprises about 6% of all American college students—that’s more than any other school has on its campus!

New College of Florida

  • New College of Florida
  • Students at the University of Oregon
  • The University of Texas at Austin

Princeton University

Princeton University is a private Ivy League research university in Princeton, New Jersey. Princeton provides undergraduate and graduate instruction in the humanities, social sciences, natural sciences, mathematics and engineering.

Princeton University was founded in 1746 as the College of New Jersey and chartered in 1754. The school was affiliated with the Church of England until 1833 when it became nonsectarian under the presidency of Woodrow Wilson who helped develop its liberal arts curriculum while also adding programs such as engineering science which has remained an important focus throughout its history.

Curtis Institute of Music

Curtis Institute of Music is a private undergraduate and graduate institution of music in Philadelphia, Pennsylvania, United States. Curtis offers full-tuition scholarships to all enrolled students, regardless of need or merit.

College of the Ozarks

College of the Ozarks is a private, four-year liberal arts college located in Branson, Missouri. It was founded in 1906 by Dr. William E. Burton as an academy for boys and became a junior college for women when it was purchased by the United Methodist Church in 1926. In 1963, it became one of the few fully accredited four-year colleges to open its doors to men and women on equal terms in 1963 as well as offering a full range of degrees at all levels (undergraduate through doctoral) without any loans or grants from federal or state governments but rather relying entirely upon tuition fees and endowments from donors who support its mission statement: “to provide an excellent education that combines Christian values with traditional academic excellence.”

Berea College

  • Berea College is a private liberal arts college in Kentucky.
  • Berea College is a member of the Council of Public Liberal Arts Colleges (COPLAC).
  • Berea College is a member of the Annapolis Group.
  • Berea College is a member of the New England Small College Athletic Conference (NESCAC).

Yale University

Yale University is a private Ivy League university located in New Haven, Connecticut. Founded in 1701, Yale is the third-oldest institution of higher education in the United States. It has been recognized by U.S. News & World Report as one of the top ten universities for undergraduate education since 2013, and its School of Medicine received recognition for its research efforts in 2014. As of 2019, Yale’s endowment was valued at $25 billion USD making it one of the wealthiest universities in the world.[1]

Yale has also been ranked as one of America’s best colleges by Forbes magazine on multiple occasions since 2011;[2] specifically ranking first among all private schools (including Harvard).

Vanderbilt University

Vanderbilt University is a private research university in Nashville, Tennessee, United States. Founded in 1873, it is named in honor of shipping and rail magnate “Commodore” Cornelius Vanderbilt, who provided the school its initial $1 million endowment.

Vanderbilt’s campus spans 645 acres (2.6 km2) straddling the city’s southeastern border with neighboring Davidson County. The campus’ boundaries are Hillsboro Road to the north and Vanderbilt Avenue to the south; these two streets form East Campus and West Campus respectively, each roughly parallel to 20th Avenue South across which lie traffic barriers known as The Greenway that separate campus from downtown Nashville.[9] The Grand Ole Opry House is located about 1 mile (1.6 km) east of central campus on Opryland Drive.[10]

Amherst College

Amherst College is a private liberal arts college in Amherst, Massachusetts. The school was founded in 1821 and its reputation for rigorous academics and small class sizes has continued to grow over the years. Alumni include many notable figures including Robert Frost, John Kerry and Madeleine L’engle.

Amherst College has a long history of being a leader in the liberal arts and it continues to excel at providing an excellent education for students from all backgrounds today.

Some colleges offer no loans to students.

Some colleges offer no loans to students, which means that students can get financial aid without taking out student loans.

  • California University of Pennsylvania has a need-based grant program that allows eligible students to receive $4,000 per year for up to four years.
  • Drexel University offers merit-based scholarships up to $25,000 per year and need-based scholarships up to $23,000 per year.
  • The National University System provides financial aid solely in the form of grants and work study opportunities (no loans).


It’s not only possible to get a college education without taking out student loans, but it may be the best choice for some students. There are plenty of colleges that offer no loan financial aid so if you want to pursue your education and avoid debt, then these schools might be the place for you.

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